Texas Liability Insurance | Coverage & Certificates for Contractors

Texas Liability Insurance for Contractors & Businesses

Get the coverage and certificates your license, customers, and projects require — from one Texas agency. Quote in minutes, certificate the same day.

Fast Certificates
Texas Contractor Specialists
35+ Insurance Carriers
Same-Day Quotes Available
Call now — it’s the fastest way to get covered Talk to a real agent · same-day certificates available (951) 800-4287
30+ yrsAgency experience
20,000+Policies written
Same dayCertificates available
Self-serveIssue COIs from the app
We shop your coverage across 35+ top-rated carriers
The Hartford AIG Markel QBE Travelers Employers Pie Insurance AmTrust Financial Berkshire Hathaway GUARD The Zenith Nationwide AMERISAFE
+ more carriers AccidentFund AmeriTrust Applied Underwriters Benchmark BerkleyNet Berkley Industrial Comp CannGen Clear Spring Core Specialty Dakota Truck Underwriters Encova GuideOne ICW Group Key Risk MCIM National Casualty National Liability & Fire Omaha National Prescient National Safety National Service American Southeast Personnel Leasing Starr State Auto Stonetrust Stonewood SUNZ UnitedHeartland
Included with your policy

Issue your own certificates — right from your phone

Insure with us and you get our certificate app. No waiting on office hours, no phone tag — when a GC or customer needs a COI, you send it on the spot.

  • 📄
    Issue & print COIs anytimeGenerate a certificate 24/7, even on the jobsite.
  • Add additional insureds yourselfList a GC or property manager without calling in.
  • Email certificates directlySend proof straight to your customer or contractor.
  • View & manage your policyCoverage details and documents in your pocket.
Get Covered & Get the App
Why work with us

Backed by 30+ years and 20,000+ policies

You're not getting a call center. You're getting an agency that has written commercial coverage for Texas contractors for three decades — and knows what your customers, GCs, and licensing bodies need to see.

Built for deadlines. Renewal due soon or a GC waiting on a COI? Tell us the deadline and we work to your timeline — same-day certificates available.

Fast turnaroundWhen timing matters
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The right carrier, not just any quote. We shop 35+ A-rated carriers so your coverage fits your trade and your limits.

Multiple carriersOne application
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A real agent on the line. Questions about what a COI needs to say or who to list as additional insured? You talk to someone who has done it thousands of times.

Experienced agents30+ years
Answers

Frequently asked questions

What is Texas liability insurance for contractors?+
General liability covers third-party bodily injury and property damage your business or work may cause, plus legal defense. It's the coverage behind most certificates a customer, GC, or license requires.
Can I get a certificate of insurance the same day?+
Same-day certificates are often available once coverage is bound, and policyholders can issue their own from our app anytime.
How much does contractor liability insurance cost in Texas?+
It depends on your trade, revenue, payroll, and claims history. We shop multiple carriers to find the best fit — request a quick quote to see your number.
What coverage do Texas contractors need?+
Most carry general liability, plus workers' comp, commercial auto, umbrella, tools coverage, and bonds depending on the trade and contracts. We bundle them in one application.
Get your quote

Get your Texas insurance quote

Coverage that keeps you licensed, bid-ready, and protected. Just your name and phone to start.

In a hurry? Call (951) 800-4287 — a call is the fastest way to coverage and a same-day certificate.

  • No obligation — just options and pricing
  • Same-day certificates available
  • 35+ carriers, one application
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